IRA & Private Alternatives
Your IRA may have more options than you think.
For qualified investors, a self-directed IRA may provide access to eligible private alternatives, including real estate-focused opportunities with operators they can understand.
Learn how the structure works, what questions to ask, and how Wingfield fits into the conversation. This page is for educational purposes only and should not be treated as tax, legal, or investment advice.
Fund Status
Fund II Open
$25M raise. $100K minimum. Accredited investors only.
IRA Eligible
Yes
Via Equity Trust
Distributions
100%
On-time rate since Jan 2023
Offering Structure
506(c)
Regulation D. Verified accredited investors only.
The IRA Conversation
Retirement capital may have more investment flexibility than many investors realize.
Many investors think of an IRA as a place for public stocks, bonds, mutual funds, and ETFs. For many portfolios, those tools can still play an important role. But the account structure may allow more flexibility than investors realize.
A self-directed IRA may help qualified investors access eligible private-market opportunities through a qualified custodian, creating another way to put retirement capital to work within a broader strategy.
Why This Matters
Most IRA holders never explore whether their account structure allows for private alternatives. A self-directed IRA does not change your tax advantages. It expands what those advantages can be applied to, including eligible private real estate opportunities with operators you can evaluate directly.
What This Page Is Not
This page is educational. It is not tax advice, legal advice, or a recommendation to invest. Investors should consult their CPA, financial advisor, and legal counsel before making any decisions about their retirement account structure.
THE STRUCTURE
A self-directed IRA can expand how qualified investors put retirement capital to work.
A self-directed IRA is a retirement account that may allow investments beyond traditional public-market securities, depending on the account type, custodian, investment eligibility, and individual circumstances.
The custodian helps administer the account. The investor remains responsible for understanding the opportunity, reviewing the risks, and consulting the right tax, legal, and financial advisors before moving forward.
Key Idea
A self-directed IRA can provide a structure for eligible private investments when the account, custodian, investment opportunity, and investor circumstances align. The structure should always be reviewed alongside the investor's broader goals, risk tolerance, time horizon, and advisor guidance.
Private Alternatives
Diversification can mean more than adding another ticker.
Private alternatives may give qualified investors access to businesses, assets, and operating strategies beyond a conventional brokerage screen, including private real estate, private credit, and other eligible investments.
Because fit depends on liquidity needs, fees, transfer restrictions, valuation complexity, risk tolerance, time horizon, and account structure, investors should review each opportunity with tax, legal, and financial advisors before moving forward.
Private Real Estate
Exposure to real assets, real operations, and real cash flows. Not tied to public-market sentiment on any given day.
Operator-Led Execution
Capital deployed by people who run the underlying businesses, not managers who call vendors and wait.
Platform Transparency
Monthly investor updates through Agora. Document access on demand. No reporting layer between investors and the team.
Where Wingfield Fits
Wingfield brings the conversation back to operators, assets, and execution.
Wingfield Financial gives qualified investors a way to explore private real estate opportunities through a platform built around operator access, vertical integration, and long-term execution.
Investors evaluating private opportunities often want to understand who is making decisions, how the strategy is executed, where the risks sit, and what information they can review before committing capital. Wingfield's role is to help investors evaluate its platform, process, and available opportunities in a clear and consultative way.
What the Custodian Does
Equity Trust or another qualified custodian helps administer the self-directed IRA account structure and investment process. The custodian does not replace investor diligence, financial advice, legal advice, or tax advice.
What Wingfield Does
Wingfield is the investment platform. It helps qualified investors evaluate private real estate opportunities through an operator-led model built around access, vertical integration, and long-term execution across the DC, Maryland, and Virginia market.
Equity Trust or another qualified custodian may help facilitate the self-directed IRA account structure. Wingfield is the investment platform. The two roles should remain clear throughout the process.
The Process
Five steps to evaluate whether your IRA can access Wingfield.
1
Start with education.
Learn what a self-directed IRA can and cannot do. Download the guide before the conversation begins.
2
Confirm account fit.
Discuss your retirement-account structure with a qualified custodian and your advisors. Understand eligibility, fees, and requirements before moving forward.
3
Review the opportunity.
Evaluate Wingfield materials, risks, terms, timing, and investor requirements. Speak with the team directly and review all offering documents.
4
Coordinate the account process.
If appropriate, work with the custodian to complete the required account and funding steps. Equity Trust typically completes the process in five to seven business days once submitted in good order.
5
Stay informed.
Continue reviewing reporting, updates, and communications tied to the investment. Investors receive monthly updates through the Agora portal.
Is This Relevant?
This may be worth exploring if you are asking any of these questions.
Do I have IRA or rollover assets that could potentially be used for private alternatives?
Am I relying only on public-market exposure inside my retirement account?
Would I benefit from understanding the role a self-directed custodian plays?
Do I want to evaluate real estate-focused private investments through an operator-led platform?
Have I discussed this type of structure with my CPA, financial advisor, or tax professional?
Fund II is open to verified accredited investors.
$25M raise. $100K minimum. IRA-eligible via Equity Trust. 506(c) offering.
Important Disclosures
This page is for informational and educational purposes only. It does not constitute an offer to sell or a solicitation of an offer to buy any securities. Any offering is made solely through official offering documents to verified accredited investors. Past performance is not indicative of future results. All forward-looking statements are projections only and subject to change without notice. Self-directed IRA investing involves risks, including liquidity risk, valuation risk, and the potential loss of principal. Investors should consult their CPA, financial advisor, and legal counsel before making any decisions about their retirement account structure or investment in Wingfield Financial Fund II. Wingfield Financial LLC. All rights reserved.
