IRA & Private Alternatives
Your IRA may have more options than you think.
For qualified investors, a self-directed IRA may provide access to eligible private alternatives, including real estate-focused opportunities with operators they can understand.
Learn how the structure works, what questions to ask, and how Wingfield fits into the conversation.
Fund Status
Fund II Open
$25M raise. $100K minimum. Accredited investors only.
IRA Eligible
Yes
Via Equity Trust or other
annual return ($100K–$999K)
15%
Forward-looking projection. Equity positions are also available.
Offering Structure
506(c)
Regulation D. Verified accredited investors only.
The IRA Conversation
Retirement capital may have more investment flexibility than many investors realize.
Many investors think of an IRA as a place for public stocks, bonds, mutual funds, and ETFs. For many portfolios, those tools can still play an important role. But the account structure may allow more flexibility than investors realize.
A self-directed IRA may help qualified investors access eligible private-market opportunities through a qualified custodian, creating another way to put retirement capital to work within a broader strategy.
Why This Matters
Most IRA holders never explore whether their account structure allows for private alternatives. A self-directed IRA does not change your tax advantages. It expands what those advantages can be applied to, including eligible private real estate opportunities with operators you can evaluate directly while still maintaining your benefit of deferral.
The Velocity of Compounding
The right structure can shorten your path to
financial freedom.
Reaching retirement comes down to two levers: how fast your capital grows, and how much of that growth you keep. A self-directed IRA lets qualified investors pull both at once.
Inside the account, growth is generally tax-deferred, or tax-free in a Roth, so each year's gains stay invested and keep compounding instead of being taxed away. Point that same tax advantage at an operator-led real estate strategy targeting a 15% annual return, and the distance to your goals can close faster than it would through public-market holdings alone.
That is the velocity Wingfield is built to create: real assets, real operations, and a structure designed to put your retirement capital to work sooner rather than someday.
Higher growth potential
Private real estate aims for returns beyond what a typical brokerage screen offers.
Tax-advantaged growth
Deferred, or tax-free in a Roth, so more of every gain keeps compounding for you.

Real assets, working now
Operator-led private real estate, not idle capital waiting on the public market.
Private Alternatives
Diversification can mean more than adding another ticker.
Private alternatives may give qualified investors access to businesses, assets, and operating strategies beyond a conventional brokerage screen, including private real estate, private credit, and other eligible investments.
Private Real Estate
Exposure to real assets, real operations, and real cash flows. Not tied to public-market sentiment on any given day.
Operator-Led Execution
Capital deployed by people who run the underlying businesses, not managers who call vendors and wait.
Platform Transparency
Monthly investor updates through a secure investor portal. Document access on demand. Direct access to the fund managers.
Because fit depends on liquidity needs, fees, transfer restrictions, valuation complexity, risk tolerance, time horizon, and account structure, investors should review each opportunity with tax, legal, and financial advisors before moving forward.
Where Wingfield Fits
Wingfield brings the conversation back to operators, assets, and execution.
Wingfield Financial gives qualified investors a way to explore private real estate opportunities through a platform built around operator access, vertical integration, and long-term execution.
Investors evaluating private opportunities often want to understand who is making decisions, how the strategy is executed, where the risks sit, and what information they can review before committing capital. Wingfield's role is to help investors evaluate its platform, process, and available opportunities in a clear and consultative way.
What the Custodian Does
Equity Trust or another qualified custodian helps administer the self-directed IRA account structure and investment process. 
What Wingfield Does
Wingfield is the investment platform. It helps qualified investors evaluate private real estate opportunities through an operator-led model built around access, vertical integration, and long-term execution across the DC, Maryland, and Virginia market.
Equity Trust or another qualified custodian may help facilitate the self-directed IRA account structure. The two roles should remain clear throughout the process.
THE STRUCTURE
A self-directed IRA can expand how qualified investors put retirement capital to work.
A self-directed IRA is a retirement account that allows you to invest beyond the traditional public market securities. It is typically recommended to utilize a fiduciary custodian. This custodian facilitates the repositioning of your IRA investments.
Key Idea
A self-directed IRA can provide a structure for eligible private investments when the account, custodian, investment opportunity, and investor circumstances align.
The Process
Five steps to evaluate whether your IRA can access Wingfield.
1
Start with education.
Learn what a self-directed IRA can and cannot do. Download the guide before the conversation begins.
2
Confirm account fit.
Discuss your retirement-account structure with a qualified custodian and your advisors. Understand eligibility, fees, and requirements before moving forward.
3
Review the opportunity.
Evaluate Wingfield materials, risks, terms, timing, and investor requirements. Speak with the team directly and review all offering documents.
4
Coordinate the account process.
If appropriate, work with the custodian to complete the required account and funding steps. Equity Trust typically completes the process in five to seven business days once submitted in good order.
5
Stay informed.
Continue reviewing reporting, updates, and communications tied to the investment. Investors receive monthly updates through a secure investor portal.
Is This Relevant?
This may be worth exploring if you are asking any of these questions.
Do I have IRA or rollover assets that could potentially be used for private alternatives?
Am I relying only on public-market exposure inside my retirement account?
Would I benefit from understanding the role a self-directed custodian plays?
Do I want to evaluate real estate-focused private investments through an operator-led platform?
Have I discussed this type of structure with my CPA, financial advisor, or tax professional?
Fund II is open to verified accredited investors.
$25M raise. $100K minimum. IRA-eligible via Equity Trust or other. 506(c) offering.
Important Disclosures
This page is for informational and educational purposes only. It is not tax, legal, or investment advice, and it is not a recommendation to invest or a solicitation of an offer to buy any securities. Any offering is made solely through official offering documents to verified accredited investors. Past performance is not indicative of future results, and all forward-looking statements are projections only, subject to change without notice. Self-directed IRA investing involves risk, including liquidity risk, valuation risk, and the potential loss of principal. A custodian administers the account but does not provide investment, legal, or tax advice. Whether it fits depends on your goals, risk tolerance, time horizon, liquidity needs, fees, transfer restrictions, and account structure. Investors are responsible for reviewing each opportunity and should consult their CPA, financial advisor, and legal counsel before making any decisions about their retirement account structure or an investment in Wingfield Financial Fund II. Wingfield Financial LLC. All rights reserved.
